Effective Date: [1/11/2023]

This Privacy Policy describes how Fintovo ("we," "us," or "our") collects, uses, and shares your information when you use our website www.fintovo.com (the "Website") and the services provided through it (the "Services"). We are committed to protecting your privacy and ensuring the security of your personal information. By accessing or using our Website and Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

1. Information We Collect

1.1 Personal Information: When you access or use our Website and Services, we may collect certain personal information that can be used to identify you, such as your name, email address, and contact information. We collect this information when you voluntarily provide it to us, such as when you register an account, subscribe to our newsletter, or contact us for support.

1.2 Usage Data: We may also collect non-personal information about your use of the Website and Services, including your IP address, browser type, device information, and browsing patterns. This information is collected automatically through cookies and similar technologies.

2. Use of Information

2.1 We may use the personal information we collect to:

- Provide and improve our Services;
- Communicate with you about your account, updates, and promotional offers;
- Respond to your inquiries and provide customer support;
- Analyze and monitor usage of the Website and Services;
- Protect the security and integrity of our Website and Services;
- Comply with legal obligations.

2.2 We may use the non-personal information for various purposes, including:

- Analyzing trends and usage patterns;
- Customizing and improving our Website and Services;
- Delivering targeted advertisements;
- Preventing fraud and enhancing security.

3. Sharing of Information

3.1 We may share your personal information with:

- Service providers and partners who assist us in providing the Website and Services;
- Law enforcement or government authorities, if required by law or to protect our rights and interests;
- Third parties in connection with a merger, acquisition, or sale of assets, subject to confidentiality obligations.

3.2 We may share non-personal information in an aggregated or anonymized form that does not identify you personally.

4. Data Retention

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

5. Your Choices

You may choose not to provide certain personal information, but this may limit your ability to access or use certain features of our Website and Services.

You may opt-out of receiving promotional communications from us by following the instructions provided in such communications. Please note that even if you opt-out, we may still send you non-promotional messages related to your account or our ongoing business relationship.

6. Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Links

Our Website and Services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of those third parties before providing any personal information.

8. Children's Privacy

Our Website and Services are not intended for children under the age of 16. We do not knowingly collect or solicit personal information from anyone under the age of 16. If we become aware that we have collected personal information from a child under the age of 16, we will promptly delete it.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be effective when we post the revised policy on our Website. We encourage you to review this Privacy Policy periodically for any updates.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at info@fintovo.com.

By using our Website and Services, you signify your consent to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our Website or Services.